What Credit Score Is Needed For Amazon Prime Visa Card?

Will I be approved for Amazon credit card?

According to the Amazon.com website, you will need the following minimum credit scores to have a likely chance of being approved: Excellent (720+); Good (680); and Fair (640).

When you have no credit history, that doesn’t necessarily mean you have a credit score of 0..

What credit score do you need to get Amazon Visa card?

(640+)If you have less than good credit, your approval odds are better for the Amazon Store Card. You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card.

What is the credit limit for Amazon credit card?

Consumers can establish credit lines ranging from a minimum of $100 to a maximum of $1,000. Like many other retail cards, however, the Amazon Credit Build card can only be used for Amazon purchases, making it a “closed-loop” card.

What bank issues the Amazon Visa card?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

Can I use my Amazon Prime Visa card anywhere?

The card, issued by Chase, earns a stellar rewards rate at both Amazon.com and Whole Foods. And unlike a lot of other store-branded cards, you can use it — and earn rewards with it — anywhere that accepts Visa. You’ll enjoy bonus rewards at restaurants, drugstores and gas stations, too.

Can you get a credit card with a 550 credit score?

The best credit card for a 550 credit score is the OpenSky Secured Visa Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments.

Is Amazon Prime card a credit card?

The Amazon Prime Rewards Visa Signature Card is a credit card offered by Amazon and Chase that has no annual fee, but requires a valid Amazon Prime membership. … You’ll earn 5% cash back on all Amazon purchases, as well as at Whole Foods Market.

Can you apply for a credit card without a hard inquiry?

With the exception of a handful of secured credit cards that don’t check your credit at all when you apply, you can’t get a credit card without a hard inquiry. A hard inquiry is when a lender reviews your credit history in response to your application for credit. … They don’t affect your credit standing.

What happens to my Amazon credit card if I cancel Prime?

When your Prime membership expires, your rewards points on Amazon purchases changes from 5% to 3%, and the next time you get a new card for the account, it will be gray instead of black, and say Amazon instead of Amazon Prime. But you do continue to keep the Chase Visa account, with all the other benefits unaffected.

Is the Amazon Prime Visa card worth it?

If you decide the Prime membership isn’t worth its fee, you can still qualify for the Amazon Rewards Visa Signature Card. … The Prime Rewards card is the better option if you’re spending more than $5,950 per year on Amazon and at Whole Foods.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.

Why did Amazon deny my credit card application?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

What store credit cards are easy to get?

Here are some of the easiest department store credit cards to get:Target REDcard: For people with fair credit or better. … Walmart Store Card: For people with fair credit or better. … Kohl’s Credit Card: For people with fair credit or better. … JCPenney Credit Card: For people with fair credit or better.More items…•

What store cards are easy to get with bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

How do I know if I get approved for Amazon credit card?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied. Don’t read too much into it, though.

How long does it take to be approved for Amazon credit card?

2 to 4 weeksMost applications for the Amazon credit card get an instant decision, and you should be able to find that in your email inbox. If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

How can I build my credit fast?

Steps to Improve Your Credit ScoresPay Your Bills on Time. … Get Credit for Making Utility and Cell Phone Payments on Time. … Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit. … Apply for and Open New Credit Accounts Only as Needed. … Don’t Close Unused Credit Cards.More items…•

Does Amazon do a hard pull for credit increase?

Keep in mind that requesting a higher credit limit or applying for a new credit card will likely result in a hard inquiry on your credit report. … Automatic credit-limit increases, on the other hand, won’t affect your credit score. These may occur periodically after your account has been open for at least 6 months.

Is Amazon credit card good for building credit?

The Amazon.com Store Card Credit Builder is a secured credit card, designed to help you improve your credit scores. … Instead you must apply for the unsecured Amazon.com Store Card — and if you don’t qualify for that card, then Synchrony, the card issuer, will automatically consider you for the secured version.